Direct answers, in the order people ask them.

Can AlgoGains take my money?

No. Your funds sit in your own Delta Exchange account, opened in your name under your own KYC. We connect through an API key that permits trading only — withdrawals are disabled at the exchange level, and you can revoke the key at any moment.

Because the restriction is enforced by Delta rather than by us, it holds even if our systems are compromised. We never take custody, never hold a pooled wallet and never have a path to move funds out of your account.

Who holds my assets?

Delta Exchange does. AlgoGains is not a custodian and never takes possession of client assets. Your balance, positions and transaction history live in your exchange account, visible to you at all times, independent of anything we run.

How is my API key stored?

Encrypted before it reaches the database, with AES-256-GCM under a key derived separately for each account, so one account’s stored key cannot be read with another’s. There is no plaintext column: the database has nowhere to hold an unencrypted key, even briefly.

Encryption is the second line rather than the first. The key you issue is trade-only with withdrawals disabled at Delta, which limits what anyone holding it could do at all, and that restriction is enforced by the exchange rather than by us — so it holds even if our storage is compromised. Deleting the key at Delta ends both questions at once.

How do I stop trading?

Two ways, both immediate. The kill switch in your dashboard halts all trading on your account. Deleting the API key inside Delta Exchange revokes our access entirely and needs no approval or notice from us.

What is the minimum investment?

₹1,00,000 for Auto, which is the lowest way in. Managed starts at ₹5,00,000 and Platinum Managed at ₹50,00,000. Below ₹1,00,000, position sizing cannot respect the risk guards properly — stops end up too tight to survive normal volatility, and fixed exchange costs eat too much of the return.

The higher floors are not a pricing tactic: Managed puts a managing partner on active review across a small group of accounts, and Platinum Managed assigns a dedicated manager reachable every business day with an allocation modelled specifically for your mandate. Neither is economical to deliver below those levels on a profit share alone, and Platinum earns nothing at all in a year that returns 14% or less.

Can I withdraw whenever I want?

Yes. The account is yours, so withdrawals are your decision and go through Delta Exchange directly. There is no lock-in period and no exit fee from us. Withdrawing while positions are open may realise them at whatever the market is doing.

Notice mechanics for the Managed tier are being finalised and will be confirmed in the client agreement before launch.

What does AlgoGains cost?

On Auto and Managed, 20% of profit — you keep 80%. On Platinum Managed we are paid nothing until the account has made 14% in the year, and then 25% of the profit above that 14% only, not of the whole gain. No tier carries a management fee, a setup fee or a subscription.

The Platinum hurdle is a hard one: the first 14% of annual return is entirely yours, and the 25% applies only to the excess. A year at or below 14% costs you nothing at all, and losses or shortfalls against the hurdle carry forward, so a weak year has to be made good before any fee is charged again. Separately, on every tier, Delta Exchange charges its own trading and funding fees against your account — those are exchange costs, not ours, and they apply whether or not the account is profitable.

How is the profit share calculated?

On the profit your account actually realises, not on assets under management and not on paper gains from a single good day. On Platinum Managed the 14% hurdle is measured over the year and applies to the excess only. Worked examples for both structures, each with a losing period alongside a winning one, are on the pricing page.

The exact calculation period, how a shortfall or loss carries forward against the next profitable year, invoicing and GST treatment are being finalised with counsel and will be stated in full in the client agreement. Nothing on this page overrides that agreement.

Are there any hidden charges?

No. The only AlgoGains charge is the profit share for your tier — 20% of profit on Auto and Managed, or 25% of the profit above a 14% annual hurdle on Platinum Managed. The other costs on your account are Delta Exchange trading fees, funding rates on perpetual positions, and any bank or payment charges on your own deposits.

Can I lose money?

Yes. Crypto is volatile and every strategy has losing periods. Our guards are built to limit how much a bad run can cost, not to guarantee gains. Never invest money you cannot afford to lose.

What stops a single bad trade wrecking the account?

Six guards, all automatic: volatility-aware position sizing, a stop placed with every trade, a daily loss halt, a hard leverage ceiling, an outage failsafe that goes flat rather than guessing, and your own kill switch.

The guards are described one by one on the how-it-works page. They constrain the algorithms — they are not overridable in the moment by a human who feels strongly about a position.

What returns should I expect?

We do not publish a target return and will not promise one. What we publish instead is the live record of a founder's own capital on Delta Exchange, updated monthly with losing months included. That record is not a client return.

The first monthly update publishes the equity curve, the return and the maximum drawdown together. Past performance does not indicate future results.

Do you guarantee profits?

No. Any service guaranteeing crypto returns is either misrepresenting risk or breaking the law. Our commitment is to the process — sizing, stops, loss limits and honest reporting — not to an outcome.

Are you SEBI registered?

No. AlgoGains is not a SEBI-registered portfolio manager or investment adviser, and the crypto service is not a Portfolio Management Service under SEBI regulations. Nothing on this site is investment advice or a solicitation.

Legal entity name, registration details and the final wording of our terms are pending legal review and will be published before we take client capital.

How is crypto taxed in India?

Gains on virtual digital assets are taxed at 30% with 1% TDS on transactions, and losses cannot be set off against other income or carried forward. We provide statements for your ITR. We are not tax advisers — check your position with your own.

Only the cost of acquisition is deductible: exchange fees and funding costs are not, so the gross gain is taxed rather than the net. The full guide — what counts as a virtual digital asset, how the 1% TDS thresholds work, how futures are treated, and what goes in Schedule VDA — is on the India crypto tax page.

What reporting do I get?

Auto clients get a live dashboard plus a monthly summary. Managed clients also get a monthly PDF with performance attribution and a tax pack for the financial year. Every trade on your account is visible to you as it happens.

Are you selling me an algorithm?

No. We do not sell, licence or hand over software. We run the trading on your behalf inside your own account, and we are paid only when you profit.